Payment Options

We understand that 1) money doesn’t grow on trees 2) 99.9% of us aren’t lottery winners 3) you’re probably not Warren Buffet 4) You don’t have a pot of gold at the end of any rainbow or 5) most people don’t save for a hot, sweaty day when you’re system goes out. That’s why we offer flexible financing options with approved credit for real people with monthly budgets. We accept cash, checks, credit cards and we offer flexible financing plans to help you fit comfort into your monthly budget.

Wells Fargo:

We offer special financing for 60 months* on new Carrier equipment**

* The Carrier credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 01/01/2023 and is subject to change. For current information, call us at 1-800-431-5921.**Length of term is determined by equipment purchased.


Greensky Plans:

We offer flexible financing plans through Greensky: 

  • Plan 2716: 0% for 6 Months
    No Interest if paid in full within 6 months with regular monthly payments
  • Plan 2611: 0% for 12 Months
    No Interest if paid in full within 12 months with regular monthly payments
  • Plan 2766: 9.99% for 96 Months
    Reduced Rate of 9.99% for 96 months


You will need our merchant number (81076852) and plan number when you apply.

SPIRE Financing:

We offer financing through SPIRE. Applicant must be in good standing and include a high efficiency gas furnace as part of the installation. Monthly payment is added to SPIRE bill.  Terms: 4.25% for 84 months

Please call our office for an application and more information on this program.

PACE Financing:

Property Assessed Clean Energy (PACE) is a financing tool that allows property owners to borrow money for renewable energy and energy efficiency property improvements with no upfront cost.The cost of the energy saving improvement is then repaid through an assessment on the owner’s annual property tax bill.

Please call our office for an application and more information on this program.


Microf offers financing and lease-to-own options for new equipment installations for people with all types of credit. Using flexible financing options allows you to make affordable monthly payments and get the equipment you need now.